Capital Series: Mea Culpa

Small Business Finance & Profitability

By William Stong

Copyright © 2010 Integrated Profitability TM

On October 26, 2009 I started this series on “capital” and to date six posts have been made.  And every one of them has in intrinsic definitional flaw:

“Capital” includes all sources of funds that may be accessed by a company

I have written each article to focus exclusively on the “owners’” portion of capital. Here’s the issue in a nutshell:

● Capital includes all sources of funds

● Capital includes loans as well as owner investments

● Loans are liabilities

● Capital includes both liabilities (loans) and equity (stock investments)

Unfortunately, in the six posts to date I did not make my focus explicit and, worse, I mis-used the word “capital.”  A much better word, given the focus of this series, is “Equity” which is the owners’ investment, or stake, in the company.

I apologize for the mistake.  And, make no mistake, it is a mistake.  I will go back to every “Capital” post-to-date and make the wording accurate.

If every storm cloud has a silver lining, this episode confirms the importance of several characteristics “Integrated Profitability” strives for:

● Accuracy

● Trust, Honesty, Integrity

● Full Disclosure

● Responsibility

● Accountability

I sincerely apologize for this mistake.

Bill

William A. Stong

Email: william.a.stong@gmail.com

SBF&P # 49

Telephone: 925-202-6244

Copyright © 2010 Integrated Profitability TM

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